Inserviss LabsInserviss Labs
AI visibility for insurance — P&C, life & health

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AI names

70% of AI answers about insurance name no carrier at all — the rest are converging on nine. Inserviss makes it you, mapped to the NAIC Model Bulletin.

Buyer questions AI assistants are asked about insurance carriers — the demand this map samples across personal lines, specialty / niche lines, and health & Medicare plans:

  • Auto Shopping & Switching: cheapest car insurance for a good driver
  • Auto Shopping & Switching: best car insurance company 2026
  • Auto Shopping & Switching: switching car insurance mid-policy
  • Auto Shopping & Switching: car insurance for a new car
  • Auto Shopping & Switching: is it worth switching auto insurance to save $30 a month
  • Auto Shopping & Switching: best auto insurance for teen drivers
  • Auto Shopping & Switching: car insurance after an at-fault accident
  • Auto Shopping & Switching: how to lower my car insurance premium
  • Auto Shopping & Switching: car insurance for a high-mileage commuter
  • Auto Shopping & Switching: best car insurance for a paid-off car
  • Auto Shopping & Switching: usage-based car insurance worth it
  • Auto Shopping & Switching: car insurance quote without a phone call
  • Home & Property: best homeowners insurance company
  • Home & Property: homeowners insurance for an older house
  • Home & Property: how much dwelling coverage do I need
  • Home & Property: home insurance that covers water backup
  • Home & Property: homeowners insurance in a wildfire area
  • Home & Property: does home insurance cover roof replacement
  • Home & Property: landlord insurance vs homeowners insurance
  • Home & Property: home insurance for a first-time buyer
  • Home & Property: flood insurance separate from home insurance
  • Home & Property: home insurance premium went up why
  • Home & Property: replacement cost vs actual cash value home insurance
  • Claims & Service: how long does an auto insurance claim take
  • Claims & Service: insurance company with the best claims service
  • Claims & Service: will filing a claim raise my premium
  • Claims & Service: how to dispute a low insurance claim payout
  • Claims & Service: car insurance total loss process
  • Claims & Service: rental car coverage during a claim
  • Claims & Service: roadside assistance included in car insurance
  • Claims & Service: insurance claim after a hailstorm
  • Claims & Service: diminished value claim after a car accident
  • Claims & Service: how to file a home insurance claim for storm damage
  • Claims & Service: insurance adjuster lowballed my estimate
  • Discounts & Pricing: bundling home and auto insurance discount
  • Discounts & Pricing: safe driver discount car insurance
  • Discounts & Pricing: does credit score affect car insurance rate
  • Discounts & Pricing: multi-car insurance discount
  • Discounts & Pricing: pay-in-full car insurance discount
  • Discounts & Pricing: low mileage car insurance discount
  • Discounts & Pricing: defensive driving course insurance discount
  • Discounts & Pricing: new roof home insurance discount
  • Discounts & Pricing: why is my insurance more expensive than my neighbor
  • Discounts & Pricing: affinity or alumni car insurance discount
  • Discounts & Pricing: paperless billing insurance discount
  • Coverage & Policy Basics: how much liability coverage do I need on car insurance
  • Coverage & Policy Basics: what does comprehensive car insurance cover
  • Coverage & Policy Basics: uninsured motorist coverage worth it
  • Coverage & Policy Basics: gap insurance for a financed car
  • Coverage & Policy Basics: umbrella policy do I need one
  • Coverage & Policy Basics: car insurance deductible how to choose
  • Coverage & Policy Basics: does car insurance cover a rental abroad
  • Coverage & Policy Basics: personal injury protection vs medical payments
  • Coverage & Policy Basics: what is not covered by homeowners insurance
  • Coverage & Policy Basics: rideshare gap on a personal auto policy
  • Coverage & Policy Basics: named driver vs any driver car insurance
  • Bundling & Life Events: insurance to add a teen driver
  • Bundling & Life Events: insurance when moving to a new state
  • Bundling & Life Events: combining policies after getting married
  • Bundling & Life Events: insurance for a new home and a new car together
  • Bundling & Life Events: do I need life insurance when I buy a house
  • Bundling & Life Events: renters insurance when moving into an apartment
  • Bundling & Life Events: insurance review after a salary change
  • Bundling & Life Events: adding a second home to my insurance
  • Bundling & Life Events: insurance when I start working from home
  • Bundling & Life Events: one carrier for home, auto, and umbrella
  • Bundling & Life Events: switching everything to one insurance company
  • Pet Insurance: best pet insurance for a puppy
  • Pet Insurance: is pet insurance worth it for a healthy dog
  • Pet Insurance: pet insurance that covers pre-existing conditions
  • Pet Insurance: cheapest pet insurance for two cats
  • Pet Insurance: pet insurance with no waiting period
  • Pet Insurance: pet insurance for an older dog
  • Pet Insurance: does pet insurance cover dental cleaning
  • Pet Insurance: accident-only pet insurance worth it
  • Pet Insurance: pet insurance reimbursement how it works
  • Pet Insurance: pet insurance for a French bulldog
  • Small-Business / BOP: business insurance for an LLC
  • Small-Business / BOP: general liability insurance for a contractor
  • Small-Business / BOP: business owners policy vs general liability
  • Small-Business / BOP: how much does small business insurance cost
  • Small-Business / BOP: insurance for a home-based business
  • Small-Business / BOP: professional liability insurance for a consultant
  • Small-Business / BOP: workers comp for a business with one employee
  • Small-Business / BOP: cyber insurance for a small business
  • Small-Business / BOP: certificate of insurance for a client contract
  • Small-Business / BOP: business insurance for an online store
  • Gig & Rideshare: rideshare insurance for Uber and Lyft drivers
  • Gig & Rideshare: delivery driver insurance for DoorDash
  • Gig & Rideshare: do I need commercial auto insurance for gig work
  • Gig & Rideshare: insurance gap between rideshare trips
  • Gig & Rideshare: occupational accident insurance for gig workers
  • Gig & Rideshare: car insurance that allows food delivery
  • Gig & Rideshare: is my personal policy void if I drive for Uber
  • Gig & Rideshare: rideshare endorsement vs commercial policy
  • Gig & Rideshare: insurance for a part-time delivery driver
  • Gig & Rideshare: health coverage options for full-time gig workers
  • Renters & Condo: renters insurance what does it cover
  • Renters & Condo: cheapest renters insurance
  • Renters & Condo: renters insurance required by my landlord
  • Renters & Condo: condo insurance vs homeowners insurance
  • Renters & Condo: renters insurance for a shared apartment
  • Renters & Condo: does renters insurance cover a stolen laptop
  • Renters & Condo: renters insurance with pet liability
  • Renters & Condo: how much personal property coverage renters insurance
  • Renters & Condo: renters insurance for a college student
  • Renters & Condo: add jewelry to a renters policy
  • Pricing & Eligibility: pet insurance price for a mixed-breed dog
  • Pricing & Eligibility: small business insurance cost by industry
  • Pricing & Eligibility: why was I declined for business insurance
  • Pricing & Eligibility: does a home business raise my premium
  • Pricing & Eligibility: minimum revenue for a business owners policy
  • Pricing & Eligibility: pet insurance annual limit explained
  • Pricing & Eligibility: gig insurance monthly cost
  • Pricing & Eligibility: renters insurance deductible typical amount
  • Pricing & Eligibility: discount for paying pet insurance annually
  • Pricing & Eligibility: multi-pet insurance discount
  • Claims & Trust: pet insurance claim denied appeal
  • Claims & Trust: how fast does pet insurance reimburse
  • Claims & Trust: small business insurance claim process
  • Claims & Trust: is this niche insurer financially stable
  • Claims & Trust: reviews for a specialty pet insurer
  • Claims & Trust: gig insurance claim after an accident on a delivery
  • Claims & Trust: renters insurance claim for water damage
  • Claims & Trust: does filing a pet claim raise the renewal price
  • Claims & Trust: business insurance claim for a customer injury
  • Claims & Trust: how to check a specialty carrier AM Best rating
  • Medicare Advantage Shopping: best Medicare Advantage plan for 2026
  • Medicare Advantage Shopping: Medicare Advantage vs Medigap which is better
  • Medicare Advantage Shopping: top rated Medicare Advantage plan in my area
  • Medicare Advantage Shopping: Medicare Advantage plan with dental and vision
  • Medicare Advantage Shopping: switching Medicare Advantage plans during open enrollment
  • Medicare Advantage Shopping: Medicare Advantage plan with a $0 premium
  • Medicare Advantage Shopping: is a Medicare Advantage plan worth it
  • Medicare Advantage Shopping: Medicare Advantage PPO vs HMO
  • Medicare Advantage Shopping: Medicare Advantage plan that covers hearing aids
  • Medicare Advantage Shopping: best Medicare Advantage plan for a snowbird
  • Plan Comparison & Star Ratings: what is a good Medicare Advantage star rating
  • Plan Comparison & Star Ratings: compare Medicare Advantage plans side by side
  • Plan Comparison & Star Ratings: Medicare plan finder how to use it
  • Plan Comparison & Star Ratings: which insurer has the highest Medicare star ratings
  • Plan Comparison & Star Ratings: Medicare Advantage disenrollment rate by plan
  • Plan Comparison & Star Ratings: Medicare Advantage member satisfaction scores
  • Plan Comparison & Star Ratings: CMS star ratings explained for shoppers
  • Plan Comparison & Star Ratings: why did my plan star rating drop this year
  • Plan Comparison & Star Ratings: Medicare Advantage plan reviews from members
  • Plan Comparison & Star Ratings: J.D. Power Medicare Advantage rankings
  • Coverage & Benefits: does Medicare Advantage cover my prescriptions
  • Coverage & Benefits: Medicare Advantage extra benefits over-the-counter card
  • Coverage & Benefits: Medicare Advantage coverage when traveling
  • Coverage & Benefits: does the plan cover my specialist
  • Coverage & Benefits: Medicare Advantage fitness benefit gym membership
  • Coverage & Benefits: prior authorization rules on Medicare Advantage
  • Coverage & Benefits: Medicare Advantage transportation to appointments
  • Coverage & Benefits: does the plan cover a specific surgery
  • Coverage & Benefits: Medicare Advantage skilled nursing coverage
  • Coverage & Benefits: in-home support benefits Medicare Advantage
  • Costs & Subsidies: Medicare Advantage out-of-pocket maximum 2026
  • Costs & Subsidies: total cost of a Medicare Advantage plan vs Original Medicare
  • Costs & Subsidies: do I still pay the Part B premium with Medicare Advantage
  • Costs & Subsidies: Extra Help low-income subsidy eligibility
  • Costs & Subsidies: Medicare Advantage copays for a doctor visit
  • Costs & Subsidies: Medicare Savings Program how to qualify
  • Costs & Subsidies: dental coverage limit on a Medicare Advantage plan
  • Costs & Subsidies: ACA marketplace subsidy income limits 2026
  • Costs & Subsidies: cheapest health plan for a self-employed person
  • Costs & Subsidies: premium tax credit how it works
  • Enrollment & Eligibility: when can I enroll in a Medicare Advantage plan
  • Enrollment & Eligibility: Medicare Advantage open enrollment period dates 2026
  • Enrollment & Eligibility: special enrollment period after moving
  • Enrollment & Eligibility: am I eligible for a Medicare Advantage plan under 65
  • Enrollment & Eligibility: how to sign up for Medicare Advantage for the first time
  • Enrollment & Eligibility: late enrollment penalty Medicare Part D
  • Enrollment & Eligibility: switching from Medigap to Medicare Advantage
  • Enrollment & Eligibility: ACA open enrollment deadline this year
  • Enrollment & Eligibility: can I change plans outside open enrollment
  • Enrollment & Eligibility: guaranteed issue rights explained
  • Provider Networks & Drugs: is my doctor in this Medicare Advantage network
  • Provider Networks & Drugs: Medicare Advantage plan with my hospital in network
  • Provider Networks & Drugs: formulary check is my drug covered
  • Provider Networks & Drugs: Medicare Advantage plan for a specific medication
  • Provider Networks & Drugs: out-of-network costs on a Medicare Advantage HMO
  • Provider Networks & Drugs: pharmacy network preferred vs standard
  • Provider Networks & Drugs: plan that covers a brand-name drug with no generic
  • Provider Networks & Drugs: referral required to see a specialist
  • Provider Networks & Drugs: nationwide network Medicare Advantage plan
  • Provider Networks & Drugs: mail-order pharmacy on a Medicare Advantage plan
0%
Current coverage
$0.6–1.1M
AI premium quoted a year
4070
Est. new policy quotes a year via AI
E
AI visibility grade
Your carrierAuto Shopping & SwitchingHome & PropertyClaims & ServiceDiscounts & PricingCoverage & Policy BasicsBundling & Life Events
Not citing you — going to an aggregator or no oneCurrently cites you — wired to your carrier

The 6-month view is an illustrative projection of winnable questions with AI Agents: Scout, Maker, and Anchor running continuously — not a forecast for a specific carrier.

What you’ll see

Your console, from day one

Quote opportunities, overnight work, reach, policies influenced — one live view.

Opportunities your agents found
Ranked by how fast you can win them
"Best pet insurance for a puppy"
Nobody cited yet · ~520 asks/month · strong fit for your pet line
Approve fix
"Best rated Medicare Advantage plan in [state]"
High value · CMS Star Ratings dominate the answer · winnable in ~3 weeks
Approve fix
"Cheapest reliable auto insurer for a new driver"
Nobody cited yet · ~410 asks/month · you already compete here
Approve fix
"[Carrier] small-business policy coverage" — Copilot invents a discount that doesn’t exist
The exact pattern that’s already made one company liable for it
Refresh now
"[Carrier] pet insurance" — cited, but drowned inside your parent brand
A pure-play brand is named 7x more often · your line needs its own entity
Fix wording

Confidential — reviewed by your compliance team before anything goes public

Your AI Visibility Score

One number. Every engine. Never blended.

0–100 for whether AI names your carrier and gets coverage, rates and eligibility right — weighted toward where insurance is actually cited. Toggle three months forward.

Illustrative — a sample carrier

0F
Named by AI · How often assistants name the carrier at all0
Vs. competitors · Share of the answer next to rival carriers and aggregators0
Facts correct · Whether coverage terms, rates and eligibility are right and current0
Listed where AI looks · Presence on the comparison sites and rating pages assistants pull from0
Site AI can read · Whether the carrier’s own product pages are machine-readable0
Where the carrier stands, engine by engine — never blended
Google AI Overviewsthe default for “best [line] insurance”Not cited
Perplexitythe comparison shopper’s engineNot cited
ChatGPTNot cited
GeminiNot cited
Microsoft Copilotused by brokers & benefits admins in Microsoft 365Not cited
Anthropic ClaudeNot cited

AI rarely names this carrier — and when it does, a coverage term or rate range is often wrong or stale. Shoppers are being routed to aggregators and a handful of rival brands instead.

How the AI Visibility Score works →

Knowledge graph

The asset that compounds

Every month, AI verifies more facts about your carrier — lines written, rating factors, filed rate ranges, eligibility, financial-strength rating — and they stay. A competitor starting today is months behind.

30
Entities tracked
124
Verified connections
0%
Average confidence
Your carrierProduct linesRates & pricingEligibility & underwritingClaims & serviceCompliance & filingsComparison sites & ratings
Scoutverified factMakerpublished answerAnchorcomparison-site & ratings placement

A sample of the graph. Scout verifies the facts, Maker publishes the answers, Anchor gets the comparison sites and ratings right — and it only ever grows. Illustrative figures.

Monthly report

One report. Every month.

Your score and its trend, citations by engine, where you stand against rivals, what the agents did, and what needs your compliance review.

Illustrative sample — not a real client’s data.

Monthly AI Visibility Report
Northbeam Mutual
August 2026
Delivered 1 September 2026
Across 6 engines, 142 tracked queries, 4 named competitors.
AI Visibility Score for Northbeam Mutual, August 2026: 36 out of 100, grade F, up 14 points from last month.
AI Visibility Score ·

Northbeam now appears in roughly one in three AI answers about personal auto and home — a month ago it appeared in almost none. On the "is it worth switching" and rate-range questions, an aggregator still answers in your place.

Key numbers
36%
Overall citation rate
+14pts
2nd
Share of voice, 4 named rivals
from 5th
95%
Coverage-accuracy score
+9pts
21
New knowledge-graph entities
156 total
Citation rate by engine — never blended
Perplexity43%
Google AI Overviews34%
ChatGPT31%
Microsoft Copilotnew this month26%
Anthropic Claude22%
Gemini17%
Copilot grounding data — new source, live since domain verification
58
Grounding queries matched your lines
17
Quote-intent queries, of 58
3
Pages cited (0 last month)
5 of 17
Quote-intent queries you now win
from 1 of 17
Citation share — you vs. named competitors
“Is it worth switching auto insurance to save $30 a month”
You14%
an aggregator site63%
“Best homeowners insurance for an older house”
You12%
a rival carrier71%
“Is Northbeam Mutual financially strong”
You9%
a ratings aggregator58%
Flagged for your review
FixGemini is quoting a bundling discount range from a retired 2024 rate filing — sent to Maker for correction.
Gap“Renters insurance required by my landlord” has no answer page — 12 grounding queries a month, never cited.
What your agents did in August
Scout verified your Bing Webmaster Tools domain — Copilot grounding data is now live
Maker published “How Northbeam prices a policy — the rating factors, plainly” with full FAQ schema
Scout re-sampled 142 tracked questions across all six engines
Anchor submitted a corrected Policygenius listing — pending platform review
While you were closed for the weekend
Scout flagged Claude citing a stale AM Best rating year — escalated to Maker
Maker corrected the auto coverage-tiers page — re-cited on Perplexity within 48 hours
Anchor secured a verified data point on your J.D. Power claims-satisfaction page
Knowledge graph — your persistent asset
156
Entities tracked (+21)
710
Verified connections (+164)
93%
Average confidence score

The graph is yours and it compounds. Every month it holds more verified facts about your carrier — lines written, rating factors, filed rate ranges, eligibility rules, AM Best rating — so answers get harder to get wrong and harder for anyone else to replicate. Stop, and it stops growing; stay, and each month starts further ahead than the last.

Focus for September
Close the renters-insurance content gap — 12 grounding queries a month, unanswered
Push citation share on “best homeowners insurance for an older house” past the 71% aggregator lead
Complete the CMS Star Ratings / J.D. Power verification

FAQ

The detail, if you want it

See what AI is already telling your shoppers

One diagnostic, six engines, compliance-ready. Free.

Confidential — reviewed by your compliance team before anything goes public